Forbes Living Explores the Business Travel Challenges for Women

Today’s businesswoman is a sharp professional. She is keenly aware of her surroundings.  She knows how to handle herself. But what if she were someplace unknown? Forbes Living TV explores business travel challenges for woman.

The world we live in today is not the same world we lived in 10 years ago. There is more danger and more uncertainty. There are newer and better digital gadgets to make professional presentations. The businesswoman has so many options, and more so when she travels internationally.

Some of the international travel questions a professional woman might have are:

Is the hotel close to the business center where I need to be?

Which taxi company is the safest?
Does the hotel room door have adequate safety measures such as deadbolt locks?

Most of these can be answered before she leaves. Others are answered upon arrival. Fortunately, there is an abundance of information online to find from business customs around the world to the safest food to eat. The Forbes Living TV show also suggests getting a hotel room on the second the seventh floors, don’t get off an elevator is a man is following you, use all hotel room door locks, keep money, credit cards and the room card key out of sight, and travel with a “clean” tablet or laptop and cell phone. If stolen, thieves cannot get personal financial or other data. Business challenges can be managed with forethought, planning and awareness.

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Forbes Living Chronicles the Internet Acronyms Parents Need to Know

Got kids? It is more than likely that there are quite a few Internet acronyms that you may have seen but have no idea what they mean. Forbes Living shares them with you and offers some other sources for learning more.

Today’s teens are constantly connected to digital devices and are more susceptible to a friend or stranger’s request for something the parent would object to. Acronyms such as LOL and OMG are pretty common and almost everyone knows them. But do you know what ISWN or GNOC means? Neither did we. When we found out we were shocked. Below are some of the terms very parent needs to know:

UWSN – I Want Sex Now

GNOC – Get Naked on Camera

NIFOC - Naked in front of computer

PIR - Parent in room

1174' - Party meeting place

CID - Acid (the drug)

Broken - Hungover from alcohol

420 – Marijuana

(L)MIRL - Let's meet in real life

WTTP - Want to trade pictures?

TWD - Texting while driving

When we were teens it was not uncommon for a parent to walk into a bedroom to see what the kids were doing. The only place for a private phone call was in the bathroom. Today, kids have their own smart phones and many more ways to reach out and touch each other.  Forbes Living TV suggests learning more about the acronyms kids use when communicating. Click here.

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Forbes Living TV Learns that South Floridians Procrastinate on Holiday Shopping

Even though retail analysts state that this Black Friday was not all that great, some people still got up before the crack of dawn to shop. That didn't seem to happen in South Florida where furniture and electronics seller hhgregg noted in a recent survey.

Forbes Living TV learned from the survey that South Floridians procrastinate when it comes to holiday shopping. Most of them get busy about two to three weeks before Christmas and most of them would rather do it online than in person at the mall. In fact, 36% of those living in Broward, Palm Beach and Miami-Dade counties plan to do all holiday shopping online. No chance of parking lot mishaps that way. Twenty-eight percent said they will wing it and not use a list. Almost two-thirds of the South Floridians will use smart phones to compare prices at multiple stores this holiday season.

There are so many apps and great discounts being offered by major retailers and favorite stores.  It almost makes no sense to drive to a shopping center, jockey for a decent parking spot, trudge through the mall and crowds to wait in line to buy someone a gift. Holiday gift shopping is much more fun sitting at home using a tablet, smart phone or laptop. Forbes Living TV wishes South Florida a Happy online shopping experience.

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Forbes Living TV Shares Tips for Keeping Digital Devices Safe

The next generation of smart phones and tablets are on store shelves. Now is the time to download and install the best apps for keeping malware off digital devices. Forbes Living TV shares some tips to keep personal and financial data safe.

Mobile devices are harder for hackers to get into and hackers have to work harder to get into them. They can steal the contact list from a smart phone and send ransom notes to the user to get the lists back. Back up contact data with apps like Avast which we use on all company computers, servers and personal digital devices. It scans, removes and protects data. Avast is best for Android users. iOS users can use Lookout.

Public Wi-Fi is an open market for hackers. Protect your devices with a secure VPN (virtual private network). There are many available for both Android and iOS. They are best used in airports, malls, coffee shops and other very public places.

The Forbes Living TV show recommends using an app to find a lost phone or protecting data when a phone is stolen or misplaced. There are many on the market that can locate a lost or stolen pone and many more that can wipe a phone of everything personal if it lands in the wrong hands.

In today’s very digital mobile world, it makes sense to do whatever we can to protect ourselves from unscrupulous people.

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Forbes Living Asks if Parents Should Snoop on Their Kids

Are there parents who insist their kids text them as soon as they get on the bus and as soon as they get to school? Do parents download and install GPS-related software so parents know where their kids are at all times? Forbes Living asks these questions and a few more to gauge if parents snoop on their kids.

Today’s children have many more possibilities to end up in danger than in previous decades.  The Internet and smart phones with Internet access make it easy for anyone to contact them. Social media accounts are also huge draws for the wrong kind of people to reach out and touch kids. So, we ask: should parents snoop on their kids? Do they snoop on their kids and how?  In earlier times, it was common for mothers to read their daughter’s diaries. Now both parents can see what their brood is writing on the Internet and in texts and can monitor it.

There are some products parents can use to keep track of what kids are up to: NetNanny, SafeEyes, and MamaBear to name just a few. Forbes Living TV asks why parents need products like these and the answer is this: more than three quarters of American kids age12 to 17 have cell phones, half of those devices has Internet access, social media and email access. In addition, a survey found that 40% of fifth graders have their own cellphones, 75% of teens aged 13 to 17 have at least one social media account, and more than two-thirds say they text every day.  Parents always want to be sure their children are safe. Snooping on kids is one way to find out if they are okay, happy, not being bullied, where they say they are and safe.

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Forbes Living Shares Tips to Save Money on Back to School Needs

You know it’s almost time to go back to school when the sales start, discount codes arrive in email and school uniforms are on store racks. Forbes Living shares some tips on how to save money on back to school needs.

Shop early. Even if the school district has not sent out a list of needed supplies for the year, hit the discount stores early for the widest variety and the best prices.  Stock up.

If your state offers a tax-free weekend on school supplies, wait until then to stock up.

Do your kids need some cool new duds to start the school year? Go online and check out some of the fashion resale stores like thredup.com and moxiejean.com. Cool styles can be found for less than the department or boutique stores charge.

The Forbes Living talk show also uses smart phone apps for favorite stores to find special sales, coupons and discount codes for back to school items.  

True fashionistas though will find creative ways to re-purpose clothing from previous seasons. Fashion is evolving and will come full circle with some modifications. Take advantage of scarves, hats, leggings and other ways to turn some cast-offs into something very cool. There are a myriad of ways to save money on back to school needs. Use all of them!

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Forbes Living on How to Easily Save Some Money

There is always time to find ways to save more money, especially during the summer when everything seems to slow down. Forbes Living shares a few examples of where to find some extra dough to sock away.

Review cell phone bills and policies to see if there are any savings to take advantage of such as less usage or getting rid of replacement insurance.

Automate bill payments and automate savings deposits. Too many people do not trust banks and merchants when it comes to automated bill payments. The theory is if there is a billing mistake or service issue, there is no recourse since the bill has been paid for the month already. But making a late payment costs money. As for savings, the expression “out of sigh out of mind” comes to the forefront. If it’s automatically deposited every month, it won’t be spent.

Forgo plastic. Use cash instead. Determine how much cash is needed for the week and withdraw that on Saturday or Sunday morning. Instead of regularly swiping a debit or credit card spending more than wanted, use the cash on hand instead.

Wait before spending hard-earned money on something major like a new TV. Wait 30 days and then ask if it’s a must have or want to have. Forbes Living also believes it may go on sale.

These are easy ways to save money every day, week and month.

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Forbes Living and How to Avoid Cell Cramming Charges

Cell phone users may find some line items on their monthly bills which do not look right or are small in cost.  Some of these charges are “cramming” charges that the provider adds to the bill seemingly without the customer’s permission. Forbes Living has some info on how to avoid cell phone cramming charges.

Cramming is the practice of placing misleading or unauthorized charges on a consumer's cell phone bill. These charges used to show up on landline phone bills. Now they are showing up on cell bills. So what can one do to avoid getting them and how does one get rid of them?

• Read the bill closely every time when it arrives and even if the bill is paid directly from another account.
• Read the fine print carefully before signing up for any cell service.
• Don’t enter cell phone numbers online unless it is with a known, respected company.
• If a charge is on the bill for something not recognizable, call the carrier right away. Don’t wait because some companies have a short window for refunds.
• Ask the carrier if it has a blocking service for cramming. It should be free.
• Pay attention to the smaller charges. Most crammers try to go for the $1.99 to $2.99 charges. Refute these and insist on a credit on the next bill if already paid.
• Still getting charged by crammers and not getting help from the cell provider? File a formal complaint with the FCC.
• Forbes Living suggests prepaid phone users keep an eye on their minutes. If there are cramming charges, they will deducted from the total minutes per month.

Go online and review the bill before the next billing cycle. This is the best time to do it.

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