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Monday, November 17, 2014
The holiday store displays and some merchandise is already available in many shops and has been since before Halloween. Christmas tree lots are beginning to set up. Very early Black Friday sales are advertised. It is really hard to not want to break into holiday shopping mode before Thanksgiving. Forbes Living TV shares how to keep finances in tact for the holidays.
Make a gift budget right now. Be sure to include gifts, entertaining, baking goods and travel expenses. Keep it on the fridge or in a purse or wallet for easy perusal.
If planning to use credit cards and store cards to purchase gifts, choose the cards with the best interest rates and the store cards that offer discounts or cash back. Don’t charge more than 10% on any card. Pay it off before the end of the month or before the due date.
Forbes Living also suggests to use cash instead of credit if there could be a problem paying the amount due on the credit card. Be safe wherever the card is used. Be sure to secure it in a wallet and away from pickpockets can grab.
With a little planning, it won’t be so hard to keep finances in tact for the holiday season.
Tuesday, November 11, 2014
There are hundreds of bottles of nutritional supplements on store shelves these days. But how do you know if they are good or not. Forbes Living TV shares information on some of the nutritional supplements sold today.
Most of the supplements sold in stores and drug stores claim to prevent illness, boost metabolism, improve energy and even make skin look better. A recent study published in the Journal of the American Medical Association, (JAMA), found that some supplements have been recalled by the FDA for containing banned substances such as steroids or strong medications such as Prozac. More than half of the recalled products were back on store shelves within six months because there is very little regulation by the FDA for nutritional supplements.
By year end, Americans could spend $32 billion on vitamins and dietary supplements. Forbes Living TV shares information to make choosing them easier and safer:
Do not buy any supplements for weight loss, exercise or sexual enhancement. These are most likely to contain banned ingredients.
Shop at name brand stores, drugs stores and vitamin stores because they are quicker to act on recalled items and they offer the safest brands.
Keep in mind that you get what you pay for. If you buy a cheap herbal supplement, you will probably not get its full benefits. Better quality is found in established products.
Look for the USP label on the bottle as this means that the pill has been verified to have the ingredients in it and in the correct amount.
Do your homework on reputable websites for more information.
Friday, November 7, 2014
|Westmoreland County Community College, PA|
It wasn’t that long ago when high school guidance counselors discouraged students from attending a community college. But things are different today. The benefits of going to a local school can be good, as Forbes Living TV learns.
A study conducted by the journal Educational Evaluation and Policy Analysis found that earning a degree or getting a certificate from a community college can increase a worker’s salary in the long run. Employees who attended a one year program also noted job advancement in their chosen careers. Those who took shorter programs did not seem the same results. Community college graduates or certificate holders used to not get the respect they deserved from prospective hiring managers. But that’s changed today as more students are choosing community college over a four year college.
Community colleges usually offer their programs at a much lesser cost than the traditional four year degree programs. Schools are closer to home and are offering science, technology, engineering and math (STEM) courses which are highly sought in today’s work force. Forbes Living TV also learns that students who earn an associate’s degree or a long-term certificate have a better chance of getting a job and earning more over the long run. It might just pay to explore the programs offered at a community college near you.
Thursday, November 6, 2014
In a departure from our usual style of blogging, (we know you were getting bored), Forbes Living TV found a few great articles online for our fans to enjoy. They made us laugh out loud and duck under our desks from recognition at the same time because we know they’re true.
Fun site with product reviews and fun news. We couldn’t resist the name.
Great Mom humor almost anyone can relate to.
These are some of the good Mom blogs we found. If you have a Mom blog or know of a good one, please share it with us. Forbes Living TV believes in the power of networking.
Wednesday, November 5, 2014
We’re hesitant to write an article about head lice, but sometimes there are topics we must cover in the Mommy Must Haves series. So without further ado, Forbes Living TV shares some facts about it that might be helpful to know.
Head lice is not a sign that you or your kids are dirty. But this is often the misconception. In fact, someone gets lice from another person. And all the scrubbing of the head and scalp will not help get rid of it. It has to be treated.
There are several good products sold at pharmacies and grocery stores which help families get the itchy little buggers. Ask the family doctor which one is best for everyone.
Treat the rest of the house for lice too. Wash bedding, towels, clothes and stuffed animals in the hottest water possible and dry on high heat. If the items are not washable, stick them in a plastic bag for a few days and this should kill them. Lice do not like heat and needs blood to survive.
The best way to get lice out of hair is to use a long tooth comb specifically made for it. Go through each section of hair using conditioner or detangler spray to make it easier. Start at the scalp and work your way through all of the hair looking closely for nits and live lice. This should be done every day for two weeks since it takes about that long to be sure it is all gone.
Forbes Living TV suggests being kind to people whom you’ve heard might have head lice. After all, they got it from someone and it could have been you.
Friday, October 31, 2014
Do you think it is too early for holiday shopping? Most Americans do not think so. So do many big name-brand retailers. Forbes Living TV takes a look at the early Black Friday sales being offered now.
Amazon and Wal-Mart are going neck to neck in the sale arena. The giant online seller of almost anything is offering what they call Lightning Deals starting November 1. Not to be forgotten, Wal-Mart may match prices with Amazon for many items bought online and give customers free shipping to boot. And it is cutting the price on 20,000 items. Target is offering free shipping for orders purchased online through December 20. Forbes Living TV suggests readers sign up for deals and discounts online with favorite stores. It also helps to Like them on Facebook where daily deals are often posted. Holiday sales started early this year as the retail association noticed a marked uptick in revenue. Shoppers should keep eyes open for news on other stores getting in on the hopefully lucrative holiday shopping season. Want to see who will have the best sales soon? Check out The Black Friday website to view the ads and find early sales news.
Wednesday, October 29, 2014
"Nominate a Family in Need for a Thanksgiving Basket & Win One for Paying-it-Forward"
With the holiday season just around the corner, we here at the Forbes Living TV show, along with our wonderful friends from Kitchen Innovations (www.kitcheninnovationsinc.com),want to help a special family that is struggling through these tough times. Kitchen Innovations is spreading the joy of cooking! They've kindly donated two Thanksgiving Gift Baskets with their collection of innovative cooking products, valued at $267.00 dollars! One basket is for the person who takes a minute to nominate a family and the other is for the family in need.
Forbes Living believes no family should go without a Thanksgiving dinner. Kitchen Innovations is including an additional $100.00 pre-paid Visa card for the family, this give-away basket is valued at $367.00 dollars. The recipient will win fantastic cooking products, and the money to buy a turkey with all the trimmings!
Please tell us under "Comments" or via email at email@example.com in 100 words or less, about a family that you feel is deserving.
Winners will be selected on November 15th and notified via Facebook.
- Entrant and recipients must be U.S. citizens living in the U.S.
- One entry per person only.
- Please add #PayItForward at the end of your entry for consideration. Entries without it will be disqualified.
- All entries must be received before midnight, EST on November 14.
- Entrants must "Like" the Forbes Living Facebook page and the Kitchen Innovations Facebook page.
- Entrants must be 18 years or older. Entrants under the age of 18 must send a parent or guardian's permission to enter.