Forbes Living Shares the Financial Resolutions We All Need to Make

The New Year is in its infancy and there is no better time than now to jump on the resolution bandwagon. Forbes Living offers some suggestions for making 2015 the year of personal finance success.

A survey conducted by Fidelity Investments found that those who made financial resolutions at the start of 2014 felt they were better off financially than those who did not. Let that be a good start point for the following resolutions:

Resolve to review financial statements every month. Whether you do this online or with the paper documents sent in the mail, it makes sense to comb through the line items. You may just find some fees which have been added which were not there.

Resolve to save more for emergencies, retirement and that one special item (a great safari trip, a new car, first home, etc) There are many ways to save money each month from setting up automatic deposits to manually adding the amount to a savings account.

Resolve to pay off debt and dispose of unneeded credit cards. Forbes Living TV knows that you can live with two and maybe even three credit cards. Also, cut up and toss out store credit cards.

Resolve to bank smarter. Find a bank with better fees or no fees, use an online bank, and break up with any bank that steals your hard-earned money for their unnecessary charges. 

Resolve to spend less every day. Ditch the expensive to-go coffees in the morning and make your own at home. There are an abundance of options. It is also a time-saving task since you won’t feel rushed getting to the coffee shop, waiting in line and rushing to work.

Resolve to not stray away from financial resolutions. It is very easy to be swayed by good deals, cool vacations and other things. But won’t it feel great to know that you accomplished your personal financial goals?

*************************************************************************

View Forbes Living TV Press Releases
Visit the Forbes Living TV Google+
Watch Forbes Living TV videos on Wordpress

Forbes Living TV and How to Keep Finances in Tact for the Holidays

The holiday store displays and some merchandise is already available in many shops and has been since before Halloween. Christmas tree lots are beginning to set up. Very early Black Friday sales are advertised.  It is really hard to not want to break into holiday shopping mode before Thanksgiving. Forbes Living TV shares how to keep finances in tact for the holidays.

Make a gift budget right now.  Be sure to include gifts, entertaining, baking goods and travel expenses. Keep it on the fridge or in a purse or wallet for easy perusal.

If planning to use credit cards and store cards to purchase gifts, choose the cards with the best interest rates and the store cards that offer discounts or cash back. Don’t charge more than 10% on any card. Pay it off before the end of the month or before the due date.

Forbes Living also suggests to use cash instead of credit if there could be a problem paying the amount due on the credit card. Be safe wherever the card is used. Be sure to secure it in a wallet and away from pickpockets can grab.

With a little planning, it won’t be so hard to keep finances in tact for the holiday season.

*************************************************************************

View Forbes Living TV Press Releases
Visit the Forbes Living TV Google+
Watch Forbes Living TV videos on Wordpress